You can improve your credit score without relying on credit repair services. DIY credit repair software for professionals and businesses can help you do this easily. With less stress, hassle, money, and time spent.
“How to improve my credit score” is a question that many people ask. Especially after being denied getting a loan or a credit card. Banks and creditors often rely on credit reports to assess a consumer’s ability to pay. A poor credit score will most likely result in denial of a loan application. Or a higher interest rate. This can also affect a person’s ability to get a lease, insurance, and sometimes a job.
That is why maintaining good credit is vital to a person’s financial health. However, there are inevitable things that can lead to delayed payments of loans. Resulting in bad credit. For instance, temporary unemployment, divorce, or illness. While many consumers run to credit repair services to restore their credit, there is nothing these businesses can do that you can’t. Especially when you have the best DIY credit repair software for professionals and businesses.
Introducing the Credit Money Machine (CMM) Software. Here’s what it can do for you and why it is the best DIY credit repair software for professionals and businesses.
Using CMM Software is the fastest way to get full credit report.
The first step to do when restoring credit is to get your credit reports from credit agencies. This is to see what items are dragging down your credit score. The three major credit bureaus are Experian, Equifax, and TransUnion. Each of these bureaus gets information from various sources. Therefore, their reports may differ. So you have to check all three of them to compare and ensure all information in the reports is correct. In many cases, errors can be found which results in bad credit scores.
When using the Credit Money Machine Software, you can get complete credit reports from Experian, Equifax, and TransUnion in an instant. And in just one click. This is not possible in other credit repair software which would require you to consume more time.
Using the best DIY credit repair software helps review credit reports fast and accurately.
After obtaining your credit reports, you have to go through each of them to see if all information is up-to-date and accurate. Again, the credit bureaus may have different results so it’s important to compare each of them.
Here are the things that you should look into in your credit reports.
- Personal information such as your name, address, and Social Security Number.
- Credit Information such as your credit accounts, loans, balances, and payment history.
- Public records such as bankruptcy which can stay in your credit report for up to 10 years.
In CMM Software, any discrepancies in this information can be easily detected. The program features a three-line per dispute approach. This lets you quickly see errors between accounts’ IDs, creditors’ names, open dates, balances, etc. This is difficult to achieve in other software, especially those with only one line per dispute or checkbox approach.
The Credit Money Machine Software helps you generate dispute letters fast.
Once you found any discrepancy in at least one of your credit reports, you can file a dispute to the credit bureaus that have errors in their reports. You can file a dispute for unclosed or unknown accounts that you found in your credit history.
For example, you see an account that is already paid or should have been closed but is still open in the report. You should contact the creditor and verify that the account is in fact closed. If it is, then you can dispute it as a false item.
Another example of items you can dispute is if you identify an account that you don’t know of. This could be a sign of theft or fraud. Which means somebody is using your name or identity to make some loans. You should contact the creditor and credit bureau immediately. To start an investigation and have the account removed from your credit report.
It’s important to attach all the necessary documents to file a dispute to prove your case and help the credit agency to verify your dispute quickly.
With the best DIY credit repair software for professionals and businesses, you can generate dispute letters fast. With a format that the bureaus like. The Credit Money Machine Software has letter templates that automatically create dispute letters to bureaus in an instant. The program also automatically extracts derogatory items, assign letters, and dispute reasons in just one click. So you don’t have to stress yourself thinking about how to write a dispute letter. The software will do it all for you.
The CMM Software also has a built-in spinning system making each letters unique. Moreover, you can easily attach documents to your letters. In fact, this amazing program has a good way of reminding you of the documents that you need to attach to your letter. An icon will be marked red if a document is not yet attached or uploaded. It will turn green once the needed document is attached.
There are also times when you need to contact a creditor. For instance, you see negative marks on your credit report that you wish to remove. You can write a goodwill letter to a creditor to resolve delinquent payments. Although creditors are not obligated to remove accurate negative marks, there are some cases in which they may. So it’s worth a try. Especially if you have a good credit standing with the lender but made a late payment due to an unusual situation you’ve been through. The credit report that Credit Money Machine provides includes a list of all the creditors with their addresses and phone numbers so you can easily reach them when you needed.
This is just a fraction of what Credit Money Machine can do and why it is the best DIY credit repair software for professionals and businesses. You can find more of these powerful software features at https://www.creditmoneymachineweb.com. For short videos on how to use the CMM, go to https://www.creditmoneymachineweb.com/video-tutorials.
The Credit Money Machine Software also has a mobile app that you can use even when you are on the road. Here’s a short clip about it.
Planning to start a credit repair business? Read here to learn how to start a credit repair business.
Also check this all-in-one credit repair software for businesses. It is the only credit repair software with CRM integrated, Sales program, Marketing program, and Credit Repair program with all areas working together to catapult the credit repair business to new heights. Moreover, it is the only one that assigns the Dispute Types, Dispute Reasons and Dispute Letter automatically.